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Free Credit History Report





Get your Credit History Report for free!
 

Here is an easy way to obtain your personal consumer credit history at no cost.

Simply mail or fax the Request Credit History form below to the address/fax number on the bottom of the form.

Use the Credit Report Update form to improve your credit rating.

A Sample Report is provided below.

A Credit Score is not included in the free Credit History Report. This is available from Equifax, among others, for a fee of $21.95 and can be obtained instantly online.  The Credit Score report also includes your Credit History. The example below shows both a History and a Score and explains what they mean. The History Report is available online from Equifax for $14.50.





Consumer Credit Report: What's On It

Good article explaining the ins & outs of credit ratings and how to protect yourself. Likely a few surprises in here for most people, for example; UNUSED credit cards might hurt your credit rating. 3 pgs, Word doc.

Credit Update Form

This form will allow you to correct any missing or wrong information about your credit history or current status (loans, income, marital status, etc.) 1 pg, PDF.

Your Credit History Report - Free

Find out what your personal credit history is like before you make your next major puchase or need a new loan. Correcting any wrong information that has lowered your score may mean the difference between getting a loan or not, or getting a better rate. 1 pg; PDF


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